The Chase Platinum Student Credit Card

The Chase Platinum Student Master card, offered by Chase Bank, provides student with the financial assistance that students most often need. Whether it’s for buying books, clothing, car repairs, the Chase platinum card allows the students to save money in the process. Some of the benefits include 0% introductory APR or Annual Percentage rate on all purchases and balance transfers for up to 12 months.

Plus Chase even throws in a couple of stuff for good measure – like free flights (perfect for students who live in another state or city), hotel stays and free online account access, so the students can pay their bills through the World Wide Web. It also offers flexible rewards program, which allows the student to earn one point per dollar spent, which he can use to avail of gift certificates, for example.

Other Chase cards for students include the Chase Student Visa with Free Cash Rewards, where the student can earn points to get cash back or gift cards, the Chase Student Platinum Master card, and other cards that are specific to the university. The Chase Student Flexible Rewards Card is suitable for students with good credit and who may be looking for ways to earn fabulous merchandise such as items from Bennigan’s, Chili’s, Best Buy, Blockbuster, and good ol’ Starbucks.
 
It’s pretty easy to apply for a Chase Platinum credit card for students. The main requirement is that the student has to prove that he or she is enrolled as a full-time student ... and that’s about it. Having credit cards allows the students to feel more independent, so instead of calling on mom or dad to rescue them in times of trouble, the students will learn to handle money on their own.

The important thing to remember before purchasing a card is to know exactly about how you plan to use it. Will it be used to pay bills in full every month, or in batches? Other things to take into consideration are again the annual fees, the finance charges and whether or not there is a grace period for purchases. Interest rates are also important, as these vary among credit card issuers.

Generally, the best cards will have an interest rate of around 15% and students are advised to get cards with rates at around this level or lower. Chase credit cards offer some of the lowest interest rates. 

College is one of the best times to start your credit history. Many companies offer cards with special interest rates, no annual fees and looser requirements to students, since they’re aware that students might not have enough credit history to begin with. Student credit cards are cards issued to students who wish to establish credit and take care of their finances while still in college.

Other companies offer student credit cards that are linked to their parents’ accounts. These pre-paid student credit cards allow parents to load money onto a credit card the student can then use just about anywhere. When the balance comes down, parents can load money into the card yet again. The beauty here is that students can’t overspend because it’s not possible to go over the card limit. 

Whatever credit card you choose, it’s a must that you repay your loans in time. This early in life you are already building your credit history, and a good credit history will really make your life easier as the years go by.

For example, if you have a good credit background, it will be easier to borrow money in case of emergencies. Chase also rewards those who pay their loans on time. If you are regular on your payments, Chase would recognize you as a valued customer, which would enable you to enjoy additional discounts and offers.

Chase Bank is a well-established company. Their credit cards offer customers the kind of promotions, lower interest rates and special rewards that small credit companies can’t. So this means additional extra savings for you, the cash-strapped student. Also, Chase cards are widely accepted, so students can maximize the benefits of this card wherever they go.

Of the many cards available, the Chase Platinum Card for students is one of the most desirable and popular cards to have.